Life is full of surprises. Not all of them are welcome, and we can’t predict when things will go wrong. So, when they do, knowing you have the right cover in place is priceless.

That’s especially true when it comes to safeguarding your health and the health of those you care about. Having the right health insurance gives you prompt access to an impressive network of the best private consultants, diagnosis, medical treatment and hospitals. It also gives you the flexibility and convenience to decide where, when and by whom you are treated.

For Employers

Some of the most common causes for short term staff absence are minor illness, musculoskeletal injuries and mental illness. Stress, musculoskeletal injuries and mental health are also key causes of long term absence alongside acute medical conditions and back pain*. One of the ways a company can help reduce these absences is by offering health insurance which can offer staff prompt access to diagnosis and treatment, thus helping employees get back to work quickly. Health insurance can also form part of a wider corporate strategy to support overall employee health and wellbeing*.

In a world where outcomes are governed by prompt diagnosis and treatment, the need for private health insurance is becoming more and more important.

It is all too common that by the time people realise they need a tailored health insurance policy, it’s often too late. That’s why it’s important to be prepared for the future.

*Absence Management Survey 2016 – Chartered Institute of Personnel and Development, in partnership with Simplyhealth